Home Utility Cost Estimator
Estimate your monthly home utility bills — electricity, gas, water, internet, and trash — by home size and region. Use these benchmarks when budgeting for a new home or comparing total cost of ownership.
Monthly Utility Costs by Home Size
Small = under 1,500 sq ft | Medium = 1,500–2,500 sq ft | Large = 2,500+ sq ft
| Utility | Small Home | Medium Home | Large Home | Varies With |
|---|---|---|---|---|
| Electricity | $80–$120 | $120–$180 | $180–$280 | Climate, AC usage, EV charging |
| Natural Gas | $40–$70 | $70–$120 | $120–$200 | Heating climate, gas stove/dryer |
| Water & Sewer | $30–$50 | $50–$80 | $80–$130 | Lawn irrigation, family size |
| Trash & Recycling | $20–$35 | $25–$40 | $30–$50 | Municipality, frequency |
| Internet | $40–$80 | $50–$90 | $60–$100 | Provider, speed tier |
| Home Phone/Cable | $0–$50 | $0–$80 | $0–$100 | If retained; mostly cut |
| Total (est.) | $210–$355/mo | $315–$510/mo | $470–$760/mo |
Average Utility Costs by Region
Northeast (MA, NY, CT)
Cold winters drive gas up; high electric rates
Southeast (FL, GA, SC)
AC dominates; mild winters reduce gas
Midwest (IL, OH, MI)
Harsh winters; lower electric rates
Southwest (TX, AZ, NV)
Desert AC costs high summer; mild winters
West Coast (CA, WA, OR)
Mild climate; CA has high electric rates
Mountain (CO, UT, MT)
Lower rates; cold winters drive gas
Ways to Lower Your Utility Bills
Add attic insulation
Save $200–$600/yr on heating and cooling
Upgrade to a heat pump HVAC
Cut heating costs 30–50% vs gas furnace
Install a smart thermostat
Save $100–$200/yr on average
Seal air leaks and caulk windows
Save 10–20% on HVAC energy
Switch to LED lighting
Save $75–$200/yr on electricity
Install a tankless water heater
Save $100–$200/yr vs tank heater