Mortgage Payment Estimates for South Carolina by Home Price
The true monthly payment on a home is rarely what lenders quote upfront. Below are the full PITI estimates — principal, interest, property tax, and insurance — for eight home prices in South Carolina, at both 20% and 10% down. Pick a price to see the complete breakdown, income requirements, and 15- vs. 30-year comparison.
| Home Price | PITI (20% down) | PITI (10% down) | Details |
|---|---|---|---|
| $200,000 | $1,294/mo | $1,547/mo | Full breakdown → |
| $250,000 | $1,566/mo | $1,882/mo | Full breakdown → |
| $300,000 | $1,838/mo | $2,217/mo | Full breakdown → |
| $350,000 | $2,110/mo | $2,552/mo | Full breakdown → |
| $400,000 | $2,382/mo | $2,887/mo | Full breakdown → |
| $500,000 | $2,926/mo | $3,557/mo | Full breakdown → |
| $600,000 | $3,469/mo | $4,227/mo | Full breakdown → |
| $750,000 | $4,285/mo | $5,232/mo | Full breakdown → |
Rate: 6.4% (Freddie Mac Primary Mortgage Market Survey). Property tax: 0.52% effective rate (Tax Foundation Property Taxes by State 2024). Insurance: $2,484/yr (Insurance.com Rate Analysis 2026).